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ginop-pluszGINOP_PLUSZ-1.4.3-24Loan

SME Technology Plus loan programme

Original title: KKV Technológia Plusz Hitelprogram

An interest-free investment loan for micro, small and medium enterprises to buy new machinery, equipment, technology and premises, for projects outside Budapest. HUF 5–150 million, capped at HUF 25 million for start-ups. Applied for at an MFB Pont Plusz office.

Amount
HUF 5–150 million
Interest-free loan
Interest
0%
Own funds
at least 10%
Deadline
30 December 2026
Opens
29 April 2024
How to apply
In person, at an MFB Pont Plusz intermediary
Expected number of winners
2200–3800
Total budget
HUF 155.5 billion

Programme: Economic Development and Innovation Operational Programme PlusTheme: Investment and growthGlossary

Add your company details

An indicative estimate, not an official decision.

Who can apply?

  • Company size: micro, small, medium companies
  • Project location: Pest county, Central Transdanubia, Western Transdanubia, Southern Transdanubia, Northern Hungary, Northern Great Plain, Southern Great Plain
  • Consortium: no
  • The loan may not exceed 15× the operating profit of the last closed year

Special conditions

We cannot check these from your profile: review them in the call document.

  • A start-up (no full closed financial year yet) may borrow at most HUF 25 million A.4. section

What it pays for

  • New machinery, equipment and tools
  • Building, extending or upgrading premises
  • Renewable-energy technologies
  • Software and intangible assets

Not eligible

  • Projects carried out in Budapest (use the Budapest loan programme instead)
  • Electric vehicles already funded under RRF-10.10.1-24

Frequently asked questions

What is the interest rate?

0%. There is no handling fee, commitment fee or early-repayment fee either.

Can a Budapest company apply?

Yes, if the project itself is carried out outside Budapest. For a project in Budapest, use the GINOP Plusz-1.4.4-24 Budapest programme.

How to apply

  1. Read the call document and its annexes: that is the official text, not our summary. The documents are in Hungarian.

  2. Check eligibility: company size, closed financial years, region, no tax arrears, de minimis headroom.

  3. Prepare the documents and submit: In person, at an MFB Pont Plusz intermediary.

  4. Watch the announcements: calls are often amended or suspended.

Official documents

PDFCall for proposalsFelhívás_GINOP Plusz-1.4.3-24_v11.pdf1.0 MB

Open on palyazat.gov.hu ↗

Conditions are extracted from the official call document, which always prevails. Last synced: 7 October 2026. 22 earlier versions.

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